From the inception to the implementation - your reliable partner.

The combination of our distinctive entrepreneurial spirit and profound know-how is what leads you, as our client, to your destination: not only as your advisor but as a reliable and competent partner, we guide you through every step of your projects. We develop solutions with you that meet all changes and demands: Independently, individually and always visionary.

About us

  • OSTHAVEN is an owner-managed advisory boutique in banking and payment established in 2014.

  • Directors and employees have been working successfully for a long time in responsible positions in line and project organisations and exhibit distinctive entrepreneurial trading.

  • The cooperation is characterised by an absence of rigid role interpretations; thus managers are always also active in projects and employees also responsible for business development.

  • The name OSTHAVEN describes, on the one hand, the origin of the company, and on the other, it stands for the orientation and direction of our clients towards defined goals and a safe haven.

This is our contribution

  • We see ourselves as partners to our clients; in addition to consulting, direct help and support are in the foreground.

  • Focus on implementation with “hands-on” mentality; we provide not only inspiration and ideas and develop concepts; we implement this together with our clients “from strategy to execution”.

  • Strong focussing on a transparent definition of the content of a project, as well as the implementation approach and above all on the implementation results.

  • In addition to consulting and project management we develop new business models with our customers and feel allied to the convergence of traditional and innovative financial services.

Teamfoto der Geschäftsführer


Employees and partners

In every OSTHAVEN project those employees and partners who are involved act as entrepreneurs in the company. Characterised by inquisitorial and entrepreneurial thinking as well as a solid education and many years of professional experience they develop flexible, value-enhancing solutions for each client and each project.


OSTHAVEN combines specialist and methodological competence with professional experience to assure every client individual, highly competent and independent advice. We identify with you and your challenges – and capitalise on our know-how to explore new ways with you and to establish strategies to be implemented.

Professional competence

Our employees in the area of Banking & Payments have well-founded expertise, based on their training and experience.

Professional Know-How

Regardless of with whom we work, be they Corporations and Merchants, Banks and Financial Service Providers, Start-Ups or Payment Providers, our specialist knowledge is widely diversified.

Methodical expertise

Our expertise covers such diverse areas as strategy/M&A, Business Modeling, Risk Management and Marketing & Sales.

Project Management

As Project Manager we plan, guide and control your projects and accompany you from the conception to the implementation.

Interim management

Due to our team’s many years of experience in line organisations, each employee is capable of taking on and solving tasks in interim management.


The OSTHAVEN team can look back on a variety of projects in the banking environment in the last 15 years. Furthermore, in the area of Payment, we have extensive experience in the entire value chain, all payment procedures and all distribution channels.

OSTHAVEN’S Reference Projects

Our reference projects show how we empathise in different ways of looking at problems and solving them with new, innovative approaches, so as to be able to realise special entrepreneurial visions.


  • The OSTHAVEN Team can look back on a variety of projects in the banking field in the last 15 years.

  • These include, amongst others, conceptual activities in the fields of payment systems, securities settlement systems and online brokerage.

  • Extensive experience has been gained in the fields of test, data migration and Roll Out / Cut Over

  • An input was made in large projects (RZ-migration, migration payments, bill of exchange core banking system) at sensitive and responsible positions.


  • OSTHAVEN has distinct experience in the field of payments in the entire value chain with all payment methods and distribution channels.

  • The expertise is particularly pronounced in the fields of strategic planning, organisational development, business development, product management, compliance and regulatory matters, risk management and operations.

  • Fast and effective solutions are possible due to responsible management as well as many years of work in leading companies.

  • The team has in addition to experience in payment and emoney institutions also international experience in all aspects of payments.


Euros per client Mobile Payment 2014


Euros per client Mobile Payment 2020


Client base Mobile Payment 2014


Client base Mobile Payment 2020