In principle, phishing has been around since the advent of online banking. For many of us, it has been part of everyday life for years. It is one of the most common forms of internet fraud in which criminals attempt to steal sensitive information such as passwords or credit card details. However, while it used…
Just before the start of UEFA EURO 2024, we take a look at the development of payment in football stadiums: from cash and long waiting times at the 2006 World Cup to contactless payment and lightning-fast checkouts at EURO 2024. A fascinating comparison shows how digitalization has revolutionized the stadium experience for fans. Read all…
Will the digital euro offer added value for banks and the German retail sector? Typically, many of the topics that industry experts consider exciting are of absolutely no interest to the majority of society. This is particularly the case when it comes to nerdy payment topics that have no overlap with the banking industry. However,…
Anyone who has looked into private financial investments in recent months has often become aware of various deposit offers with attractive interest rates. High-risk investment opportunities that can be classified as “high risk & high return”, such as in cryptocurrencies, are a thing of the past, as the current trading volume within Germany shows. Consequently,…
It’s the next big thing. Or at least it is supposed to be: Worldcoin – the next stroke of genius by Sam Altman, the brain behind ChatGPT. But what exactly is Worldcoin? Just another digital currency? Or a tool that will soon influence our business processes and many other aspects of our everyday lives? You…
The European Payments Initiative has only just started – and yet there is already a “EPI is doomed to fail” mood in the market. The scepticism is certainly understandable. After all, the plan for a European payment system raises countless questions. For example: Why does the customer need another payment procedure? Or: What motivation should…
Payment processing in e-commerce is subject to constant change. Merchants are repeatedly confronted with the question of how to position themselves properly for the future. OSTHAVEN’s experts are therefore often called upon for the market analysis and tendering of payment services. Today we give you an insight into one of our exciting projects, which is…
Who hasn’t sat in one of these crime dinner events and let themselves be drawn into a gripping murder plot by the charm of the actors in a perhaps cosy atmosphere? Well, if this event is also presented by an improv theatre, the outcome and the distribution of roles between murderer(s), aides, conspirators and murder…
The swan song for the most popular debit card in this country has often been sung – and now again, with the imminent discontinuation of Maestro, the traditional co-badge solution of the girocard is also facing its end. But is the girocard really doomed to die? Who benefits from this scaremongering? And what is the…
Update from 7th October below the article How Apple is turning the payment industry upside down and where the journey could end up… In the relevant information sources of the payment industry, Apple appears with ever new rumours and efforts to launch new payment services (“Apple will soon no longer need a merchant payment terminal”)…