Long live the girocard…

Long live the girocard…

Posted on November 20, 2022 By Juan Félix Manzano Vela

The swan song for the most popular debit card in this country has often been sung – and now again, with the imminent discontinuation of Maestro, the traditional co-badge solution of the girocard is also facing its end. But is the girocard really doomed to die? Who benefits from this scaremongering? And what is the…

Apple Pay(ment processor)

Apple Pay(ment processor)

Posted on May 17, 2022 By Til Steng

Update from 7th October below the article How Apple is turning the payment industry upside down and where the journey could end up… In the relevant information sources of the payment industry, Apple appears with ever new rumours and efforts to launch new payment services (“Apple will soon no longer need a merchant payment terminal”)…

Crypto at war?

Crypto at war?

Posted on August 26, 2022 By Tim Danker

The crypto scene has had an eventful few weeks. Analogous to the global stock markets, but in an even more drastic form, the prices of almost all crypto stocks have crashed. Some cryptocurrencies have disappeared completely from the market (and with them a lot of investor capital) and some crypto start-ups have not survived the…

Unity and justice and freedom…

Unity and justice and freedom…

Posted on March 6, 2022

Who does not know them, the proud national anthems of the individual countries of our European community of states. And not infrequently, these usually catchy melodies are also accompanied by eloquent lyrics, which are supposed to characterize the respective country and the people. We Germans, of course, also have such a “jewel” lying in the…

Between crypto-winter and NFT-spring

Between crypto-winter and NFT-spring

Posted on September 6, 2021

Cryptocurrencies and the related purchase, custody or even investment of these assets have already arrived at the centre of the financially and technologically interested society since several years now. These assets, which initially could be described as completely unregulated and which to this day do not meet the official definition of the term currency, went…

Has Bitcoin arrived in the payment mainstream?

Has Bitcoin arrived in the payment mainstream?

Posted on May 17, 2021 By Tim Danker

Everyone is talking about Bitcoin. Does anyone own and use them? For some time now, it has been hard to avoid the topic of cryptocurrencies in general and Bitcoin in particular. Everyone is talking about it. The press regularly reports the latest peaks or record plummets. A few days ago, I read an article about…

Covididence 2020 in payment traffic

Covididence 2020 in payment traffic

Posted on March 6, 2021 By Ralf Hesse

The good intentions New Year’s Day 2020. Many are struggling with the well-known late effects after a night of too much drinking and one or two are perhaps sceptical for the first time about New Year’s resolutions that they so laboriously put together the previous week. But what then happens in the spring of 2020…

Social distancing, hand hygiene, face masks and contactless payment

Social distancing, hand hygiene, face masks and contactless payment

Posted on December 6, 2021 By Ralf Hesse

Contactless and cashless payment? One scenario: It is Saturday, and I am driving to town in my car. I am parking at the small market near the church. I get out my car, insert my credit card into the slot of the parking machine and select the desired parking time in 50 cent steps. My…

Mobile Payment – between commodity and individual interests

Mobile Payment – between commodity and individual interests

Posted on October 18, 2020

A few days ago it was announced that Samsung Pay, the mobile payment service of the South Korean technology manufacturer, will be launched in Germany at the end of October. Samsung has entered into a partnership with the FinTech bank Solaris and Visa and can thus bypass the local banks and savings banks. As a…

Digital currency: Central Bank Digital Currency?

Digital currency: Central Bank Digital Currency?

Posted on August 21, 2020

Cash is dead, long live cash! Cash, that’s always been there, hasn’t it? For a large proportion of European consumers, there is no more commonplace activity than exchanging goods for money in any form. This natural behavior  makes it clear that many are no longer aware of the origin of the euro, or of its…