Apple Pay(ment processor)

Apple Pay(ment processor)

Posted on May 17, 2022 By Til Steng

How Apple is turning the payment industry upside down and where the journey could end up… In the relevant information sources of the payment industry, Apple appears with ever new rumours and efforts to launch new payment services (“Apple will soon no longer need a merchant payment terminal”) or even to enter the market as…

Unity and justice and freedom…

Unity and justice and freedom…

Posted on March 6, 2022 By David Kruse

Who does not know them, the proud national anthems of the individual countries of our European community of states. And not infrequently, these usually catchy melodies are also accompanied by eloquent lyrics, which are supposed to characterize the respective country and the people. We Germans, of course, also have such a “jewel” lying in the…

Between crypto-winter and NFT-spring

Between crypto-winter and NFT-spring

Posted on September 6, 2021 By Ralf Hesse

Cryptocurrencies and the related purchase, custody or even investment of these assets have already arrived at the centre of the financially and technologically interested society since several years now. These assets, which initially could be described as completely unregulated and which to this day do not meet the official definition of the term currency, went…

Has Bitcoin arrived in the payment mainstream?

Has Bitcoin arrived in the payment mainstream?

Posted on May 17, 2021 By Tim Danker

Everyone is talking about Bitcoin. Does anyone own and use them? For some time now, it has been hard to avoid the topic of cryptocurrencies in general and Bitcoin in particular. Everyone is talking about it. The press regularly reports the latest peaks or record plummets. A few days ago, I read an article about…

Covididence 2020 in payment traffic

Covididence 2020 in payment traffic

Posted on March 6, 2021 By Ralf Hesse

The good intentions New Year’s Day 2020. Many are struggling with the well-known late effects after a night of too much drinking and one or two are perhaps sceptical for the first time about New Year’s resolutions that they so laboriously put together the previous week. But what then happens in the spring of 2020…

Social distancing, hand hygiene, face masks and contactless payment

Social distancing, hand hygiene, face masks and contactless payment

Posted on December 6, 2021 By lev

Contactless and cashless payment? One scenario: It is Saturday, and I am driving to town in my car. I am parking at the small market near the church. I get out my car, insert my credit card into the slot of the parking machine and select the desired parking time in 50 cent steps. My…

Mobile Payment – between commodity and individual interests

Mobile Payment – between commodity and individual interests

Posted on October 18, 2020 By David Kruse

A few days ago it was announced that Samsung Pay, the mobile payment service of the South Korean technology manufacturer, will be launched in Germany at the end of October. Samsung has entered into a partnership with the FinTech bank Solaris and Visa and can thus bypass the local banks and savings banks. As a…

Digital currency: Central Bank Digital Currency?

Digital currency: Central Bank Digital Currency?

Posted on August 21, 2020 By David Kruse

Cash is dead, long live cash! Cash, that’s always been there, hasn’t it? For a large proportion of European consumers, there is no more commonplace activity than exchanging goods for money in any form. This natural behavior  makes it clear that many are no longer aware of the origin of the euro, or of its…

European Payment Initiative

European Payment Initiative

Posted on January 24, 2020 By lev

„Third time’s the charm…or 4th?!“ The next european payment initiative   Over the last two decades, a number of well-known European companies and institutions have come together to push forward the development of a single payment system for the euro zone. Under names such as Monnet, EAPS or PayFair, banks and payment service providers in…

„The future of commerce: the end to payment competition?“

„The future of commerce: the end to payment competition?“

Posted on February 3, 2021 By Tim Danker

Payment is not an end in itself   Payment is a growth market and exciting start-ups, new payment methods and interesting partnerships are emerging almost daily in 2020. Exorbitant sums are being paid by private equity firms and other market participants for payment companies, always in the hope of even greater growth and profits in…