• WHITEPAPER: AGENTIC COMMERCE

    How AI agents are reshaping commerce and payments.

    Agentic Commerce is changing the rules of the game in digital commerce. This white paper provides a comprehensive, realistic overview and highlights the impact that autonomous AI agents are having on commerce, payments, and business models.

    Sign up now

  • Career

    Shape the future of the payment sector.

    No tie. No cliché. No rigid 9-to-5. Find out more about the world at OSTHAVEN and become part of our team of payment experts.

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  • Case Studies

    Our expertise in practice.

    Our case studies demonstrate how we successfully solve complex challenges and implement new projects with innovative approaches in order to realize ambitious entrepreneurial visions.

    Our case studies

Who we are

About us.

OSTHAVEN is a highly specialized management consultancy in the payment sector. As a team, we bring more than 20 years of project experience in the payment and banking sector.

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OSTHAVEN Team im Gespräch an einem Hochtisch

Services

Overview of our services.

Strategy and M&A

Leistungen Strategie und M&A

Regulation & Compliance

Ralf Hesse, Tim Dankers, und Til Steng

Product Management

Leistungen Produktmanagement

Services

Leistungen Services

Career

Join the team.

Learn more about life at OSTHAVEN, our day-to-day work as consultants, and become part of our team.

Learn more

We’re looking for:

Payment Expert (m/f/d)
Teo Borkel
Til Steng
Félix Manzano Vela
Dirk Brunke
Simon Lammerding
Ralf Hesse
Tim Danker

Our case studies

A selection of projects.

Merchant Acquiring & Operations
nexi Logo

Replacing the external processing partner with an in-house solution

Merchant Acquiring & Operations
DM TECH

Migration of terminal and acceptance processing to a new service provider

Merchant Acquiring & Operations
Hagebau Logo

Consolidated tender to optimize the payment service provider landscape

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Blog

Stay up to date.

12. April 2026

OSTHAVEN

EUDI Wallet: Europe’s Underrated Lever for the Future of Payments

07. March 2026

Tim Danker

girocard, wero, digital euro. discussions about the trees lack perspective on the forest as a whole

girocard, wero, digitaler Euro. In den Debatten um die Bäume fehlt der Blick auf den Wald