Although in force since January of this year, in the eyes of many PSD2 will only become really relevant and complex with the final entry into force of the RTS (Regulatory Technical Standards for PSD2) on 14th September 2019. In addition to Strong Customer Authentication (this is worth a separate contribution…), the RTS will above…

Trends come and go – this also applies to payment transactions. The drivers of innovation are often technological progress, regulations, costs and the customer. But what are the latest developments and research in this area? An OSTHAVEN perspective on the future in banking and payment. Now, be honest, how many different passwords do you actually…

The quote “Banking is necessary, Banks are not” provides a good entre when it comes to shaping the future of banks and is therefore an integral part of PowerPoint slides given to senior management in banks and savings banks. It can be found in various articles and magazines and is often mentioned in connection with…